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Your Money. Better termss
An informative look at the latest articles and advice on steps to become debt free. Empowering your financial freedom through education.
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Understand the Avalanche Effect vs. Snowball Effect When Paying Off Debt: A Guide to Making the Best Decision
Two popular strategies in the journey to becoming debt-free are the Avalanche Effect and the Snowball Effect. Here's how they work.
Negociate Credit Solution
Feb 116 min read
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10 Exciting Financial Resolutions to Guarantee a Debt-Free Year
Incorporate these 10 FInancial Resolutions and commit to a debt-free year. Set yourself up for a brighter future filled with success.
Negociate Credit Solution
Jan 203 min read
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Unconventional Ways to Manage Family Finances in 2025: A Fresh Approach to Budgeting
Traditional methods of budgeting might feel tedious, so let’s explore unconventional methods to empower families to take charge in 2025.
Negociate Credit Solution
Dec 3, 20245 min read
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Uncovering the Hidden Gems: A Fresh Perspective on Leveraging Your Monthly Bank Statements
Bank Statements hold a wealth of valuable information that can help us make better financial decisions and achieve money management goals.

Negociate Credit Solutions - Lauren Heekes
Nov 6, 20244 min read
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How to Tackle Debt Like a Pro: The Ultimate Guide to Mastering Debt Management
Tackle debt like a pro and master the art of Debt Management by conquering debt like a pro. We explore practical tips and expert advice.

Negociate Credit Solutions - Lauren Heekes
Oct 3, 20244 min read
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1 comment


10 Exciting Ways to Spruce Up Your Finances This Spring - A Refreshing Guide to Financial Spring Cleaning!
As the flowers bloom and the sun shines brighter, it's the perfect time to tidy up your financial house.

Negociate Credit Solutions - Liz Holder
Sep 3, 20243 min read
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September is the Real New Year
If you start planning for the New Year from September you may find that sticking to your financial goals becomes easier.

Negociate Credit Solutions - Lauren Heekes
Aug 21, 20236 min read
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Your Urge to Splurge
There’s something about the word “splurge” that feels indulgent. It’s a need for immediate luxury usually followed by a tinge of guilt
Negociate Credit Solution
Oct 5, 20207 min read
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Habits That Will Change Your Life in a Year
Breakthroughs don't change your life. It’s the small things that we do everyday that have an impact on our lives.
Negociate Credit Solution
Aug 21, 20205 min read
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Here's how South African households are currently trying to save money
South Africans are worried about paying their bills amid the coronavirus crisis - and their household budgets are starting to reflect that.
Negociate Credit Solution
Jun 21, 20202 min read
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Let's Challenge the Way you Manage Money
Dreaming of the day that there will be enough money left in your bank account after your salary is deposited and expenses deducted.
Negociate Credit Solution
Mar 15, 20204 min read
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