

Learn more about our 6 Credit Solutions:

Debt Consolidation entails consolidating multiple credit facilities into one payment. The monthly installment becomes more manageable, interest rates are reduced and the terms extended to suit your needs. We can also obtain early settlement discounts on existing loans to reduce the overall debt.



Debt Free in 24 - 60 months



Credit Worthy within 3-6 months
Affordability is a criteria









Do not have to be Credit Worthy
No upfront costs. Costs included

Debt Review is a process whereby a Debt Counsellor re-negotiates your existing contractual agreements with Credit Providers. The new negotiated contracts have lower installment and interest rates and can be extended to terms not exceeding 60 months. Vehicles are extended back to 72 months.



Debt Free in 36-60 Months



Credit Worthy once completed
Affordability is not a criteria



Do not have to be Credit Worthy



No upfront costs. Costs included




Asset Sequestration legally allows you to write off 75% of your debt. You only pay back 25% over a negotiated term. If you own assets then you can pay the 25% over a negotiated period after the court order is granted. Your assets stand as surety while you pay the 25% off but remain in your possession.
Debt Free once Order is granted



Credit Worthy in 48 Months



Affordability is not a criteria



Do not have to be Credit Worthy






Application Fee

Cash Sequestration allows you to make a fresh financial start. 80% of Debt is written off and the remaining 20% is paid in cash up front or paid off over a suitable term. Now instead of paying collection agencies installments that go mainly to legal fees, you can start saving for future goals or free up more monthly income.
Debt Free once Order is granted



Credit Worthy in 24-36 Months



Affordability is not a criteria



Do not have to be Credit Worthy






Application Fee

It’s good to know your Credit Score and what steps you can take to improve your score. We can help you improve your Credit Score. It may take up to 6 months to see a noticeable difference in your Credit Score - but it will all be worthwhile in the end, especially when you see the financial benefits.



Credit Score improves in 6 months



Access to Credit within 6 Months
Advice to keep improving your Score



Affordability is not a criteria



Application Fee




A Debt Review Clearance Certificate, or Form 19, is a legal document issued by a Debt Counsellor to verify that a consumer has completed Debt Review. It verifies that the consumer has fulfilled all their obligations under every Credit Agreement included in a Debt Review Court Order or a Debt Review repayment agreement.
Credit Clearance



Access to Credit within 2 months



Advice to keep improving your Score



Completed Debt Review successfully



Application Fee



Take Control of Your Financial Future
The first step to taking control of your current financial situation is admitting that your finances have gotten to the point where you need Professional Debt Help.
Tackle your debt now by booking a free confidential consultation with Negociate Credit Solutions today.
We are here to support you throughout the process, so you can eliminate debt for good.