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Your Money. Better termss
An informative look at the latest articles and advice on steps to become debt free. Empowering your financial freedom through education.
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Understand the Avalanche Effect vs. Snowball Effect When Paying Off Debt: A Guide to Making the Best Decision
Two popular strategies in the journey to becoming debt-free are the Avalanche Effect and the Snowball Effect. Here's how they work.
Negociate Credit Solution
Feb 116 min read
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How to Avoid the Sneaky Pitfalls That Sabotage Your Financial Success
Financial goals are crucial for creating a stable future, yet many stumble due to seemingly minor mistakes. Discover solutions in 2025.
Negociate Credit Solution
Jan 316 min read
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The Path to Financial Independence: Navigating Life After Debt Review
Emerging from Debt Review is a phase that can be both daunting and empowering. It marks a fresh chapter in one's financial story.
Negociate Credit Solution
Oct 28, 20245 min read
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How to Tackle Debt Like a Pro: The Ultimate Guide to Mastering Debt Management
Tackle debt like a pro and master the art of Debt Management by conquering debt like a pro. We explore practical tips and expert advice.

Negociate Credit Solutions - Lauren Heekes
Oct 3, 20244 min read
20 views
1 comment


10 Exciting Ways to Spruce Up Your Finances This Spring - A Refreshing Guide to Financial Spring Cleaning!
As the flowers bloom and the sun shines brighter, it's the perfect time to tidy up your financial house.

Negociate Credit Solutions - Liz Holder
Sep 3, 20243 min read
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How to get a Debt Review Clearance Certificate
Is your Credit Report still not cleared of your Debt Review Status? Read these stories and see how these consumers overcame this issue.

Negociate Credit Solutions - Lauren Heekes
Jul 14, 20234 min read
200 views
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Banish The Christmas Debt Hangover
Blowing your budget during the Festive Season, and paying it all back next year, is tempting when we’re trying to make it the best Christmas

Negociate Credit Solutions - Lauren Heekes
Dec 1, 20216 min read
42 views
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Too many Pay Day Loans
Have too many Pay Day loans and don’t know if you can afford to pay them off? Read Felix’s Story

Negociate Credit Solutions - Lauren Heekes
Feb 9, 20214 min read
41 views
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Debt Counselling Fees Explained
Juvany wanted to know what the Debt Counselling Fees were for and how much they would cost? Here's Juvany's story.

Negociate Credit Solutions - Lauren Heekes
Feb 1, 20217 min read
119 views
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What to do when you are unhappy with your current Debt Counsellor
Unhappy with your current Debt Counsellor and the service you are receiving? Read Sumaya’s story.

Negociate Credit Solutions - Lauren Heekes
Jan 25, 20214 min read
160 views
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How to avoid Vehicle Repossession
What happens if a Repossession Agency arrives at your door to repossess your assets. Read Hannetjie’s Story.
Negociate Credit Solution
Jan 18, 20215 min read
48 views
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Shopping around for better Debt Review installments?
Should you be shopping around for a better Debt Review installment. Yes and No. Here are some examples.

Negociate Credit Solutions - Lauren Heekes
Jan 11, 20216 min read
52 views
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Debt Review Installment Examples
Do you want to view installment examples for Debt Review to understand how Debt Review reduces debt. See what these client's are paying now
Negociate Credit Solution
Jan 4, 20215 min read
78 views
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Debt Review when you are unemployed
You can't Apply for Debt Review if you are unemployed? Or can You?

Negociate Credit Solutions - Lauren Heekes
Dec 28, 20204 min read
23 views
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