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Your Money. Better termss
An informative look at the latest articles and advice on steps to become debt free. Empowering your financial freedom through education.
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Teaching Kids About Money – 10 to 13 Year Olds
At this age children will spend hours consuming media and peer pressure will take over, which goes hand in hand with financial pressure.
Negociate Credit Solution
Aug 9, 20225 min read


Teaching Kids About Money – 6 to 10 Year Olds
Introducing differences between types of spending can help children gain an understanding of how others spend their money too.

Elizabeth Holder
Jul 20, 20225 min read


You, Your Kids and Money
After living through 2020 you want to teach children about money so that they can create a life of finanical freedom and independence.

Negociate Credit Solutions - Lauren Heekes
Apr 15, 20225 min read


Small Shifts Big Results for Small Business
Sometimes the smallest shift in a business can create the biggest results. Here are some ideas to get you started.

Negociate Credit Solutions - Lauren Heekes
Jul 9, 20218 min read


Debt Counselling Fees Explained
Juvany wanted to know what the Debt Counselling Fees were for and how much they would cost? Here's Juvany's story.

Negociate Credit Solutions - Lauren Heekes
Feb 1, 20217 min read


What to do when you are unhappy with your current Debt Counsellor
Unhappy with your current Debt Counsellor and the service you are receiving? Read Sumaya’s story.

Negociate Credit Solutions - Lauren Heekes
Jan 25, 20214 min read


Shopping around for better Debt Review installments?
Should you be shopping around for a better Debt Review installment. Yes and No. Here are some examples.

Negociate Credit Solutions - Lauren Heekes
Jan 11, 20216 min read


Debt Review Installment Examples
Do you want to view installment examples for Debt Review to understand how Debt Review reduces debt. See what these client's are paying now
Negociate Credit Solution
Jan 4, 20215 min read


Your Urge to Splurge
There’s something about the word “splurge” that feels indulgent. It’s a need for immediate luxury usually followed by a tinge of guilt
Negociate Credit Solution
Oct 5, 20207 min read


Advantages and Disadvantages of Payday Loans
Let's discuss the advantages and disadvantages of Payday Loans
Negociate Credit Solution
Sep 3, 20206 min read


Habits That Will Change Your Life in a Year
Breakthroughs don't change your life. It’s the small things that we do everyday that have an impact on our lives.
Negociate Credit Solution
Aug 21, 20205 min read


Improve Your Credit Score with Credit Utilisation
Credit utilisation makes up 30% of your credit score and is often the most overlooked method of improving your score. Learn More
Negociate Credit Solution
Aug 12, 20203 min read


FOR RICHER OR POORER - Part 2
Money questions you should ask your partner before tying the knot. Author - Lauren Heekes

Negociate Credit Solutions - Lauren Heekes
May 24, 20204 min read


FOR RICHER OR POORER - Part 1
Couples are waiting longer to get married and when it’s time for wedding bells to start ringing, many come to the table with personal debt.

Negociate Credit Solutions - Lauren Heekes
Apr 28, 20207 min read
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