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If you’re starting to look at your options when it comes to Debt Help Solutions and it’s making you feel overwhelmed, don’t hesitate to get in touch with Negociate Credit Solutions. We have every available Credit Solution in SA, all under one roof. You can rely on us to help you navigate your choices and explain in detail the differences between the various solutions that you might qualify for.

You can Turn to Us for Debt Help

Negociate Credit Solutions will guide you through all the steps so that you select the best Debt Help Option possible. We will also walk you through the advantages and disadvantages of each Debt Help Solution, including how your credit will be affected and how long it will take to rebuild your credit worthiness again.


Our Debt Help Services are confidential and unbiased. You can rest assured that you are in good hands with us.

Learn more about our Debt Help Options:


What is Debt Consolidation?

Debt Free in 24 - 60 months

Credit Worthy within 3-6 months

Affordability is a criteria

No upfront costs. Costs included



What is Debt Settlement?

Debt Free within 1-3 months

Credit Worthy within 1-2 months

Affordability is not a criteria

No upfront costs. 20% discounts


What is Debt Review?

Debt Free in 36-60 Months

Credit Worthy once completed

Reduced Installment 

No upfront costs. Costs included


What is Bond Consolidation?

Debt Free once bond is registered

Credit Worthy in 12 Months

Affordability is a criteria

Bond Costs



What is Cash Sequestration?

Cash Sequestration allows you to make a fresh financial start, giving you the opportunity to put money away towards your future instead of wasting it on debt that has been handed over to attorneys.

75% of Debt is written off, the remaining 25% is paid in cash up front or paid off over a suitable term..

Debt Free once Order is granted

Credit Worthy in 24-36 Months

Affordability is not a criteria

No upfront costs. R9.000.00


What is Voluntary Surrender?

Voluntary Surrender is a High Court application that legally allows you to walk away from 75% of your debt. The remaining 25% is paid off over 18 months. Assets to the value of the 25% stand as surety for the 18 months until the 25% is settled. These assets are not removed from your possession.

Debt Free once the 25% is settled

Credit Worthy in 48 months

Affordability is not a criteria

No upfront costs. R9,000.00

Take Control of Your Financial Future

The first step to taking control of your current financial situation is admitting that your finances have gotten to the point where you need Professional Debt Help.


Tackle your debt now by booking a free confidential consultation with Negociate Credit Solutions today. We are here to support you throughout the process, so you can eliminate debt for good.

How does Debt Review Work
What doe Debt Review Cost
What does Debt Review Cost?
Benefits of Debt Review
Debt Review Criteria
Debt Review FAQ

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